Travel Insurance

Travel Insurance

You are making a big investment in your travel vacation, you want to make sure that it is protected. Travel insurance can take the worry out of travel. Here are just a few of the benefits of travel insurance;

  • Medical Coverage - Travel insurance coverage for medical expenses can be invaluable. Your domestic health insurance coverage likely won't provide medical coverage while traveling abroad. Medical coverage varies by the individual policy. We will help you compare plans to find what is best for your needs.
  • Trip Cancellation - In the event that something covered happens that prevents you from being able to travel, travel insurance will have you covered. Not everything is covered, so be sure to check your policy carefully. Some policies will even cover what is called cancel for any reason. Cancel for any reason may also be an add on option to a travel insurance policy. Cancel for any reason usually has limitations, it may need to be purchased within a certain number of days of your initial payment. It will usually only provide a policy payout of 75% of your total loss. The option is also usually very costly to add to a policy, so be sure to compare all costs and options to determine if it is right for you.
  • Medical Evacuation - In the event the unthinkable happens while abroad, medical evaluation coverage will provide coverage in the event that you need to be medically transported out of the country or off of a cruise ship back to your home country or to the nearest hospital. Imaging the costs involved in helicopter evacuation from a cruise ship, the costs can be staggering. Policies have coverage limits anywhere from $100,000 to over $1 million. This is something that you don't ever want to need, but if you you need it you will be happy that you purchased vacation travel insurance.
  • Trip Interruption - Missed connections can happen. Airline delays and bad weather can hold up your flight and cause you to miss your cruise or delay your vacation considerably. This is where vacation travel insurance will have you covered. Policies have different limits, they may be a set value or a percentage of the total cancellation coverage. Be sure to compare your options to find what work for you.

 

These are just a few of the items covered by travel insurance. With so many different options available, there is no one size fits all. Let us help find the policy that works best. We just need to review some specific details about your trip and what you are looking for in a policy and we go to work to find the best option and provide a quick quote to ensure your next trip is covered.

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